Secured, first mortgage loans for wholesale investors.
Simple Property Loans is only available to accredited Wholesale Investors (including sophisticated and professional investors) within the meaning of Section 761G of the Corporations Act 2001 (Cth).
Register to review opportunities and build your portfolio.
Access your Investor Portal for portfolio information, documents and new opportunities.
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Benefit from stable returns, offering up to 8.30%* p.a. net of fees paid quarterly.
Pick out a single investment or construct a diversified portfolio of investments that aligns with your financial resources and risk profile.
All investments have been pre-funded by us. Enjoy certainty, independent of other investor commitments.
With Simple Property Loans, you select the individual deal based on your unique investment preferences. Individual deals are published regularly via email and the Simple Property Loans investor portal.
First registered mortgage
Purchase, refinance, equity release and working capital loans, secured by real property.
Opportunities start from $100,000.
Current range: 7.25%–8.30% p.a.
Paid quarterly in arrears.
Enter an amount, illustrative rate and term to model the quarterly income.
Interest rates ranging between 7.25%–8.30% p.a. net of fees, paid quarterly in arrears at the end of each calendar quarter, based on the risk profile of the loan. Figures shown are illustrative only. The information provided is general information only and does not constitute financial advice or a forecast nor does it constitute tax or legal advice. This information has been prepared without taking into account your objectives, financial situation or needs. Simple Property Loans is only available to accredited Wholesale Investors (including sophisticated and professional investors) within the meaning of Section 761G of the Corporations Act 2001 (Cth).
How it works
Enquire now to speak to a member of our team.
Be added to our distribution list and start receiving first-mortgage investment opportunities, pre-funded by Jadig.
You let us know once you have identified an opportunity. We provide further details to assess the investment and confirm your participation.
We confirm your allocation and issue transaction documents for electronic signature. Then you make a secure transfer of funds.
Receive regular predictable income and keep track through the Simple Property Loans Investor Portal.
Deals are sourced from our vetted network, a trusted source giving us access to an unparalleled choice of opportunities across Australia to choose from.
Simple Property Loans is only available to accredited Wholesale Investors (including sophisticated and professional investors) within the meaning of Section 761G of the Corporations Act 2001 (Cth).
The minimum investment is $100,000. There is no maximum. Investment amounts are structured on a deal-by-deal basis, and your dedicated manager will guide you through what's available at your preferred investment level.
Interest is paid quarterly, directly to your nominated bank account. The quarterly payment schedule is consistent across all investments. Your Investor Portal shows upcoming payment dates and amounts for each active investment.
Because we pre-fund every loan, we have an extremely stringent due diligence and underwriting process to make sure we are comfortable with the investment. Each deal is reviewed and vetted by the Jadig Finance Investment Committee, applying our rigorous credit assessment to ensure we only fund and offer the right deals to our investors.
Every investment is secured by a first registered mortgage over Australian property. LVRs do not exceed 70%, meaning the loan value is at most 70% of the property's assessed value, which is backed by a certified valuation instructed and obtained by us at the time of the loan. This provides a meaningful safety net between the investment and the security value.
Enjoy your investment journey with the Simple Property Loans Investor Portal, a custom-built tool delivering crystal clear insights and a comprehensive overview. Keep track of your existing Simple Property Loan investments and review new opportunities regularly. Its user-friendly design ensures you remain well-informed.
Jadig Finance is a family-run lending office with a large community of investors and over 100 years of collective experience. Jadig provides the institutional backing and funding capability that enables Simple Property Loans to operate with speed and certainty.
Investor reviews
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Response from Simple Property Loans
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